Attend this foundational session to learn how to calculate the most basic types of income including: base income, hourly pay including overtime, commission, bonus income, and tip income. In this course you will learn to: • Calculate base pay and discuss the nuances of including additional income sources, such as overtime, commissions and bonus pay • Document income based on GSE requirements and when to compare to your company’s guidelines • Analyze the VOE to assess the borrowers pay history and employment status for the purposes of income qualification • How to address part time or secondary income types, employment gaps, unemployment benefits and contractual employment • Gain a deeper understanding of the risk levels associated with income and employment